Who Do We Report Identity Theft Cases To?

First of all, report identity theft cases to your local police dept. Obtain a copy of the report as soon as possible, but at the very least, obtain the report number.

This number could prove helpful when you next report the crime to the three major credit bureaus, Trans Union P.O. Box 1000 Chester, PA 19016-1000 Phone: (800) 680-7289, Experian (formerly TRW) P.O. Box 9532 Allen, TX 75013 Phone: 888-EXPERIAN ((888)397-3742), and Equifax P.O. Box 105069 Atlanta, GA 30348 Phone: (800) 525-6285.

The main reason for contacting these three agencies, is to place a “Fraud Alert” on your accounts. It’s extremely important to quickly identify those accounts that have been fraudulently accessed.

Once you’ve identified those accounts, contact the creditors, close the accounts, and ask that a note be attached stating “account closed at consumer’s request”. You may need to supply a copy of the Police report.

There’s a law allowing consumers who’ve filed a Police report to ask that credit reporting agencies place a block on any information that’s alleged to have resulted from ID theft. The law is (California Civil Code 1785.16(k)).

When reporting identity theft to these agencies, feel free to quote this law, it should help to get immediate results. In addition, as an identity theft victim, be certain to request a free copy of your credit report from each of the three agencies. Equifax Phone: (800) 685-1111, Experian (formerly TRW) Phone: 888-EXPERIAN ((888) 397-3742), Trans Union Phone: (800) 888-4213.

Who Do We Report Identity Theft Cases To?

Hopefully, this helps with the question of who to report to. Some consumers may feel they require the services of an attorney attorney to help with their situation. Of course, it’s a personal decision that could be quite expensive when all is said and done, so use protection services whenever possible to help avoid problems before they start.

Bottom line advice, if you suspect problems, report identity theft cases immediately, and take any other recommended actions to help minimize the problems. Also, if you haven’t been a victim, take whatever precautions you can comfortably afford, to stop identity theft.